PH946 Terms & Conditions

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player", "you", "your") and ph946 ("the Platform", "we", "us", "our"). They apply to all access and use of the ph946 website at ph946.vu, the ph946 Android application, and any related services or features made available through the platform.

Accessing the platform, creating an account, making a deposit, or participating in any game or betting market on ph946 constitutes your acceptance of these Terms in their entirety. These Terms apply at all times during your use of the platform and remain in effect for as long as your account exists.

We reserve the right to update or amend these Terms at any time. When material changes are made, we will update the "Last Updated" date at the top of this page. Continued use of the platform after any change constitutes acceptance of the updated Terms. It is your responsibility to review this page periodically.

You may only register and maintain an account on ph946 if you meet all of the following eligibility requirements:

• You are at least 21 years of age at the time of registration and at all times during your use of the platform.
• You are a resident of the Philippines or are legally permitted to access online gaming services from your current location.
• You are registering and playing on your own behalf, and not on behalf of another person.
• You have not been self-excluded from ph946 or any other online gaming platform, and you are not subject to any court order or restriction that prohibits you from engaging in gaming activities.
• You are of sound mind and capable of making your own financial decisions.

ph946 reserves the right to request proof of age or identity at any time. If you are found to be under the age of 21, your account will be immediately suspended, all funds will be held pending review, and any winnings generated during that period may be forfeited.

Each person is permitted to hold only one account on ph946. Creating multiple accounts — whether using the same personal details or different information — is strictly prohibited and constitutes a breach of these Terms. If duplicate accounts are detected, all accounts may be suspended and any funds or winnings associated with the duplicate accounts may be withheld.

When registering, you must provide accurate, current, and complete information. This includes your full legal name, Philippine mobile number, and other details requested during the registration process. You are responsible for keeping this information up to date. Providing false or misleading information is a ground for account suspension.

Your account credentials — username and password — are personal and confidential. You must not share them with any other person. ph946 is not liable for any loss resulting from unauthorised access caused by your failure to keep login credentials secure. If you suspect your account has been accessed without your authorisation, contact ph946 support immediately.

OTP (one-time password) verification via your registered Philippine mobile number is required when logging in from a new device. This is a security measure to protect your account from unauthorised access. Ensure your registered mobile number remains active and accessible to you at all times.

Ph946 operates a Know Your Customer (KYC) process as part of its account verification requirements. Identity verification is mandatory before your first withdrawal can be processed. You may be required to submit the following:

• A clear copy of a valid Philippine government-issued ID (e.g., PhilSys ID, passport, driver's licence, SSS ID, UMID, PRC ID, or equivalent).
• A selfie or photo holding the ID, if requested.
• Proof of payment method ownership, such as confirmation that the bank account or e-wallet used for deposits is registered in your name.

KYC verification helps protect players from fraud and ensures that withdrawals are processed to the correct account holder. Submitting forged, altered, or another person's documents is a serious breach of these Terms and may result in permanent account closure and referral to appropriate authorities.

ph946 may request updated KYC documents at any point during the account lifecycle, including before processing large withdrawals or if unusual account activity is detected. Failure to complete KYC when requested may result in your withdrawal being held until verification is satisfactorily completed.

All financial transactions on ph946 — including deposits, withdrawals, account balances, and prize values — are denominated exclusively in Philippine Peso (PHP). No foreign currencies are accepted or supported at any point.

Deposits can be made using locally supported payment channels, which may include Philippine online banking, mobile banking applications, bank transfer, and local e-wallets such as GCash and Maya. Available payment methods are displayed at the time of deposit. Not all methods may be available at all times.

Withdrawal requests are processed to the verified bank account or e-wallet registered under your name. Withdrawals will not be processed to third-party accounts or payment methods not owned by the account holder. Processing times may vary depending on the payment channel used.

Credit cards and cryptocurrency are not accepted as deposit or withdrawal methods on ph946. Only the payment methods listed within the platform at the time of transaction are supported.

ph946 reserves the right to reverse or hold deposits that trigger security checks or appear inconsistent with your account activity. In such cases, you will be notified and given the opportunity to provide clarification.

ph946 offers a range of game categories including slots, slot games, eBingo, fish games, sports betting, and live casino. Each game category and individual game title operates according to its own specific rules, which are displayed within the game interface or game information section. These rules form part of these Terms and should be read before placing any bet or wager.

All bets placed on ph946 are final once confirmed. ph946 does not cancel or reverse confirmed bets except in circumstances where:

• A technical error demonstrably affected the game outcome or bet settlement.
• An event was cancelled or postponed and the relevant sports betting rules specify a refund or void outcome.
• The bet was placed on an event that was incorrectly priced due to a manifest error, in which case ph946 reserves the right to void the affected bets.

Winnings are credited to your ph946 account balance automatically upon settlement of the relevant game round or betting event. You are responsible for verifying that your account balance accurately reflects your winnings. Disputes regarding game outcomes or settlement must be raised with ph946 support within a reasonable period after the event.

ph946 does not guarantee any specific outcome in any game. Online gaming involves real financial risk, and you may lose the full amount of money you deposit. Never wager amounts you cannot afford to lose.

ph946 may offer promotions, bonuses, cashback arrangements, or other incentive programmes from time to time. Any active promotion will be published on the platform with its own specific terms, including eligibility criteria, qualifying conditions, and any applicable wagering requirements.

Where a promotion has specific terms, those terms apply in addition to these Terms & Conditions. In the event of a conflict between a promotion's specific terms and these general Terms, the promotion-specific terms prevail for that promotion.

Bonus funds and promotional balances may be subject to wagering requirements before they can be withdrawn as real money. The specific requirements will be stated in the applicable promotion terms. Players should review promotion terms carefully before opting in.

ph946 reserves the right to withdraw, cancel, or modify any promotion at any time. Bonuses obtained through fraudulent means, multiple accounts, or in breach of these Terms will be forfeited and may result in account suspension.

ph946 is committed to promoting responsible gaming practices. Online gaming is intended as a form of entertainment for adults aged 21 and above. It is not a reliable source of income and does not guarantee any financial return.

ph946 provides tools to help players manage their gaming activity, which may include session time reminders, account self-exclusion options, and access to support resources. Players are encouraged to set personal time and budget limits before each gaming session and to stick to those limits regardless of outcomes.

If you feel that your gaming is becoming difficult to control, or if it is negatively affecting your finances, relationships, or daily life in Manila, Cebu, Davao, or anywhere in the Philippines, please use the self-exclusion tools available on the platform or contact ph946 support to discuss your options. Our Responsible Gaming page contains more detailed guidance and links to support services.

ph946 reserves the right to suspend, restrict, or permanently close an account at any time if there is reasonable cause to believe that any of the following has occurred:

• A breach of these Terms & Conditions, including but not limited to providing false information, operating duplicate accounts, or engaging in fraud.
• Collusion with other players to manipulate game outcomes or exploit promotional offers.
• Use of automated software, bots, or other prohibited tools to interact with the platform.
• Chargebacks initiated against legitimate transactions.
• Any activity that ph946 reasonably determines to be harmful to the integrity of the platform or other players.

You may also request the closure of your own account at any time by contacting ph946 support. On account closure, any remaining balance in your account will be processed for withdrawal to your verified payment method, subject to applicable terms and completion of any outstanding KYC requirements.

All content on the ph946 platform — including but not limited to text, graphics, logos, game interfaces, software, and site design — is the property of ph946 or its content partners and is protected by applicable intellectual property laws. You may not reproduce, copy, redistribute, or create derivative works from any part of the ph946 platform without express written permission.

Your access to the platform grants you a limited, non-exclusive, non-transferable right to use the platform for personal, non-commercial gaming purposes only. This licence does not extend to any commercial use, scraping, data mining, or redistribution of platform content.

ph946 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By creating an account, you consent to the collection and use of your data as described in the Privacy Policy.

ph946 does not sell personal data to third parties for their own marketing purposes. Data shared with payment processors, game providers, and security partners is shared only to the extent necessary to provide the services you have requested.

ph946 provides the platform on an "as is" and "as available" basis. While we work to maintain consistent availability and accurate game results, we do not guarantee that the platform will be free of interruptions, errors, or technical faults at all times. Scheduled maintenance, network issues, and circumstances outside our control may affect availability.

ph946 is not liable for any losses arising from the use of the platform beyond the amount deposited in your account for the relevant session in which the loss occurred. ph946 is not liable for any indirect, consequential, or special losses including but not limited to loss of profits, loss of data, or any other indirect losses arising from your use of the platform.

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable Philippine law.

These Terms are governed by the laws applicable in the jurisdiction in which ph946 operates. Any disputes arising from the use of the ph946 platform that cannot be resolved through ph946's internal complaint process should be referred to the appropriate dispute resolution mechanism under applicable law.

ph946 may amend these Terms at any time. Updated Terms take effect from the date they are published on this page. It is your responsibility to check this page regularly to stay informed of any changes. Your continued use of the platform following any amendment constitutes acceptance of the new Terms.